| I. INCOME | | | | | |
| Interest Earned | 3075220.67 | 3005170.42 | 2583405.76 | 1615855.37 | 1277531.19 |
| Interest / Discount on advances / Bills | 2397624.59 | 2384444.28 | 2072200.14 | 1270958.56 | 985120.23 |
| Interest on balances with RBI and other Inter-bank funds | 26746.96 | 25063.14 | 20404.74 | 9967.87 | 25523.70 |
| Income on investments | 589453.78 | 533196.90 | 443642.85 | 313111.58 | 260461.34 |
| Others | 61395.35 | 62466.10 | 47158.04 | 21817.35 | 6425.93 |
| Other Income | 625325.65 | 456322.82 | 492409.99 | 312148.25 | 295099.00 |
| Commission,exchange and brokerage | 348759.37 | 318985.52 | 281606.51 | 238440.46 | 195365.75 |
| Profit / (loss)on sale of investments(net) | 128608.20 | 20227.18 | 105826.43 | -5853.30 | 7362.43 |
| Profit on sale of Fixed Assets | 3486.57 | 1568.13 | 1983.22 | 936.11 | 706.73 |
| Foreign Exchange Gains | 64599.92 | 49190.38 | 40011.27 | 40818.52 | 39079.09 |
| Income earned from subsidiaries/joint venture | 22422.06 | 21870.10 | 13323.91 | 8109.75 | 8308.95 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 57449.53 | 44481.51 | 49658.66 | 29696.71 | 44276.05 |
| Total Income | 3700546.33 | 3461493.24 | 3075815.75 | 1928003.62 | 1572630.20 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 1788360.40 | 1778469.53 | 1498081.01 | 747433.17 | 557435.28 |
| Intereston Deposits | 1383752.07 | 1252706.14 | 994329.55 | 615178.62 | 489089.95 |
| Interest on RBI / inter-bank borrowings | 403519.70 | 524697.57 | 502603.95 | 131371.63 | 68189.38 |
| Other Interest | 1088.63 | 1065.81 | 1147.51 | 882.93 | 155.95 |
| Operating Expenses | 726603.16 | 681748.82 | 633860.24 | 476520.84 | 374421.86 |
| Payments to and provisions for employees | 260501.48 | 239005.29 | 222402.10 | 155123.63 | 120316.86 |
| Rent,Taxes and lighting | 35099.66 | 31313.95 | 26790.09 | 20952.89 | 16408.51 |
| Depreciation on Banks property | 36575.80 | 33794.73 | 28100.99 | 22424.79 | 15998.04 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 121.08 | 129.38 | 177.93 | 78.18 | 62.57 |
| Law charges | 3683.32 | 3474.46 | 3571.83 | 3118.46 | 2548.19 |
| Communication Expenses | 8444.68 | 9018.28 | 8678.88 | 6581.68 | 5697.52 |
| Repairs and Maintenance | 45575.87 | 38204.29 | 31626.82 | 21177.79 | 17259.36 |
| Insurance | 38393.78 | 32667.79 | 28135.72 | 22478.65 | 19093.51 |
| Other expenses | 298207.49 | 294140.65 | 284375.88 | 224584.76 | 177037.31 |
| Provisions and Contingencies | 233895.83 | 116494.31 | 234921.52 | 119196.59 | 150618.30 |
| Provision for investments | 120.60 | -878.10 | 101.50 | 41.40 | -145.20 |
| Provision for advances | 121591.90 | 130015.01 | 119107.10 | 122059.50 | 113772.30 |
| Others Provisions | 112183.33 | -12642.60 | 115712.92 | -2904.31 | 36991.20 |
| Profit Before Tax | 951686.93 | 884780.58 | 708952.99 | 584853.01 | 490154.75 |
| Taxes | 204974.00 | 211307.00 | 100830.20 | 143766.00 | 120541.20 |
| Current Income Tax | 228235.30 | 194851.50 | 129684.00 | 145962.80 | 133460.30 |
| Deferred Tax | -23261.30 | 16455.50 | -28853.80 | -2196.80 | -12919.10 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 746712.93 | 673473.58 | 608122.79 | 441087.01 | 369613.55 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 746712.93 | 673473.58 | 608122.79 | 441087.01 | 369613.55 |
| Adjustments to PAT | | | 35701.10 | | |
| IV. APPROPRIATIONS | 2394937.15 | 2069271.89 | 1773423.85 | 1372943.76 | 1106141.50 |
| Transfer to Statutory Reserve | 186678.23 | 168368.40 | 152030.70 | 110271.75 | 92403.39 |
| Appropriation to General Reserve | 74671.29 | 67347.36 | 60812.28 | 44108.70 | 36961.36 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 2133587.63 | 1833556.13 | 1560580.87 | 1218563.30 | 976776.76 |
| Equity Dividend % | 1550.00 | 2200.00 | 1950.00 | 1900.00 | 1550.00 |
| Earnings Per Share | 49.00 | 88.00 | 80.00 | 79.00 | 67.00 |
| Adjusted EPS | 49.00 | 44.00 | 40.00 | 40.00 | 33.00 |