I. INCOME | | | | | |
Interest Earned | 1214416.39 | 1126059.46 | 895885.41 | 698807.80 | 704950.62 |
Interest / Discount on advances / Bills | 930508.83 | 850982.28 | 640734.89 | 492785.27 | 500521.21 |
Interest on balances with RBI and other Inter-bank funds | 17563.65 | 17210.80 | 14374.14 | 10151.74 | 14509.25 |
Income on investments | 259487.57 | 248656.85 | 221559.96 | 176172.06 | 170771.17 |
Others | 6856.34 | 9209.54 | 19216.42 | 19698.73 | 19148.99 |
Other Income | 166473.33 | 144953.66 | 100258.36 | 114839.50 | 129339.68 |
Commission,exchange and brokerage | 33657.68 | 35619.95 | 29700.18 | 27709.72 | 25209.10 |
Profit / (loss)on sale of investments(net) | 22662.33 | 14919.35 | 10625.02 | 27287.57 | 33759.68 |
Profit on sale of Fixed Assets | 404.13 | 62.62 | 107.13 | 40.64 | 940.98 |
Foreign Exchange Gains | 7630.46 | 12886.99 | 6488.67 | 11526.77 | 10491.36 |
Income earned from subsidiaries/joint venture | 2476.22 | 2375.90 | 2874.67 | 1892.45 | 1317.01 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 99642.51 | 79088.85 | 50462.69 | 46382.35 | 57621.56 |
Total Income | 1380889.72 | 1271013.12 | 996143.77 | 813647.31 | 834290.30 |
II. EXPENDITURE | | | | | |
Interest Expended | 757829.64 | 678844.11 | 482325.32 | 372594.42 | 416860.36 |
Intereston Deposits | 678470.08 | 598615.15 | 416970.22 | 332898.35 | 375644.04 |
Interest on RBI / inter-bank borrowings | 47358.49 | 56437.71 | 43952.94 | 17271.04 | 18637.68 |
Other Interest | 32001.08 | 23791.26 | 21402.17 | 22425.04 | 22578.64 |
Operating Expenses | 298713.81 | 282516.76 | 245183.12 | 217164.39 | 205436.56 |
Payments to and provisions for employees | 166076.39 | 158160.02 | 133573.32 | 119788.43 | 114455.30 |
Rent,Taxes and lighting | 18193.92 | 16587.42 | 15683.69 | 14726.97 | 15059.20 |
Depreciation on Banks property | 13928.70 | 16196.77 | 19547.27 | 13897.23 | 13145.42 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 1057.10 | 959.40 | 839.56 | 820.06 | 738.66 |
Law charges | 4298.20 | 3661.25 | 2147.79 | 1910.07 | 1640.83 |
Communication Expenses | 2054.45 | 2314.93 | 1749.26 | 1292.14 | 1937.95 |
Repairs and Maintenance | 11317.68 | 10644.70 | 10254.71 | 9928.92 | 11096.37 |
Insurance | 20079.75 | 17272.92 | 15167.15 | 13789.35 | 13538.71 |
Other expenses | 61707.62 | 56719.35 | 46220.38 | 41011.22 | 33824.12 |
Provisions and Contingencies | 59802.46 | 60756.11 | 71368.95 | 130024.08 | 156433.30 |
Provision for investments | 373.50 | -312.70 | 17040.30 | 5589.80 | 8794.40 |
Provision for advances | 56714.30 | 58732.30 | 49822.60 | 121100.50 | 143052.90 |
Others Provisions | 2714.66 | 2336.51 | 4506.05 | 3333.78 | 4586.00 |
Profit Before Tax | 264543.82 | 248896.15 | 197266.37 | 93864.42 | 55560.08 |
Taxes | 68732.30 | 71008.30 | 56170.20 | 21141.60 | 47270.50 |
Current Income Tax | 57667.50 | 52780.30 | 56170.20 | 21141.60 | 47270.50 |
Deferred Tax | 11064.80 | 18228.00 | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 195811.52 | 177887.85 | 141096.17 | 72722.82 | 8289.58 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 195811.52 | 177887.85 | 141096.17 | 72722.82 | 8289.58 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 195811.52 | 177887.85 | 141096.17 | 72722.82 | -102194.84 |
Transfer to Statutory Reserve | 49498.38 | 44953.69 | 35686.86 | 18292.71 | 2072.83 |
Appropriation to General Reserve | 84152.07 | 80792.30 | 72741.10 | 8273.99 | -3417.84 |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 43180.87 | 39302.35 | 28442.49 | 14738.38 | |
Corporate dividend tax | | | | | |
Other appropriations | 18980.20 | 12839.50 | 4225.71 | 31417.74 | -100849.83 |
Equity Dividend % | 418.00 | 380.00 | 275.00 | 143.00 | |
Earnings Per Share | 38.00 | 34.00 | 27.00 | 14.00 | 2.00 |
Adjusted EPS | 38.00 | 34.00 | 27.00 | 14.00 | 2.00 |